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Student Health Insurance

Health insurance is MANDATORY for all full-time and part-time Upstate Medical University students. Students will be required to present proof of insurance for review and assurance of coverage at the time of their annual health assessment.

The Annual Student Health Fee covers the cost of visits to the Student Heath Office. Any labs or diagnostic tests ordered through Student Health will be billed to the student's health insurance and any remaining co-pay is the responsibility of the student.

Hospitalization, emergency care and medical care received elsewhere is not covered  by the student health fee and must be submitted to the student's insurance carrier for payment.

Keep your health insurance identification card with you at all times.

Most students can now be covered by their parents' health insurance until age 26 if they have family coverage in effect. Additionally, students may be eligible to be covered under their parents plan until age 29 depending on your parent’s employer. For more information .

If you need health insurance, SUNY Upstate is offering health insurance through Haylor Freyer & Coon
When entering your student ID number to log on to the Haylor, Coon & Fryer website, please leave the leading zeros off your ID number.

International Student Insurance

International students are required to have health insurance and medical evacuation and repatriation insurance prior to the start of classes. Information about international student insurance can be found at Haylor, Freyer & Coon, Inc. or by contacting the International Student Advisor or the Bursar’s Office.

Graduate Assistants (GSEU represented employees)

For MD/PhD or PhD students receiving a stipend, the Graduate Student Employee Union Health Insurance (GSEU) is an insurance option available to you. Sign-up for this insurance is at Orientation.